Property & operations
Protection for physical assets, income and day-to-day operations when an unexpected event disrupts the business.
- Industrial All Risks
- Fire & perils
- Business interruption
- Equipment
GENERAL INSURANCE · SINGAPORE
Clarity in
every cover.
Thoughtful general insurance guidance for businesses, people and the things that keep them moving.
ABOUT INORIS
Insurance should feel clear, considered and human.
INORIS helps individuals and businesses navigate general insurance with clarity and confidence.
We take time to understand what matters, identify the risks around it and help arrange appropriate protection through our panel of insurers.
From workforce requirements and contractual bonds to industrial property and liability exposures, the conversation begins with your situation—not a product list.
WHAT WE HELP PROTECT
One conversation.
A wider view of risk.
Liability & professional risks
Cover designed around the responsibilities a business carries towards customers, the public, employees and other stakeholders.
- Public liability
- Product liability
- Professional indemnity
- Cyber risks
People & statutory needs
Support for employee benefits, statutory protection and insurance requirements connected with local and foreign workforces.
- Employee benefits
- Work injury compensation
- Foreign worker medical
- Foreign worker bond
- Group personal accident
Projects, bonds & movement
Solutions for contractual obligations, construction exposures and the movement of goods, equipment and vehicles.
- Performance bond
- Contractors’ All Risks
- Marine cargo
- Commercial motor
Personal protection
Straightforward guidance for the everyday risks around your home, domestic helper, journeys, vehicles and personal wellbeing.
- Motor
- Home
- Buy Maid Insurance
- Buy Travel Insurance
- Personal accident
INDUSTRIES WE UNDERSTAND
Different operations.
Different exposures.
Construction & engineering
Project works, contractual liabilities, equipment, bonds and workforce exposures.
Manufacturing & distribution
Premises, machinery, stock, product liability and interruption to operations.
Logistics & marine
Goods in transit, cargo, commercial vehicles and associated liabilities.
Professional & technology
Professional duties, cyber events, management decisions and office risks.
Retail, food & hospitality
Customer-facing liabilities, property, stock, money and business interruption.
Property & facilities
Buildings, common areas, contractors, equipment and public liability exposures.
Your industry is not listed? General insurance needs rarely fit a single template. Tell us how your business works and we can start from there.
OUR APPROACH
Simple by design.
Thorough where it matters.
Understand
We begin with your situation, priorities and exposures.
Assess
We consider the cover that fits the risk—not just the category.
Arrange
We help coordinate suitable protection through our insurers.
Support
We stay responsive after placement, including when claims arise.
WHY INORIS
Clarity before,
during and after placement.
Clear explanations
We translate policy scope, key conditions and exclusions into practical language.
A connected view
We consider how different covers work together, helping identify potential gaps or overlaps.
Responsive coordination
From quotation and documentation to renewals and claims, you have a clear point of contact.
WHEN IT MATTERS MOST
Support beyond the policy.
A claim can be disruptive. We help you understand the next steps, prepare the right information and connect with the relevant insurer promptly.
Contact claims supportCOMMON QUESTIONS
A clearer place
to begin.
General information only. The scope of cover depends on the quotation and policy issued for your specific risk.
01What information helps you understand my business?+
A short overview of your activities, locations, assets, employees, contracts, existing policies and recent claims gives us a useful starting point. We will guide you if more detail is needed.
02Can INORIS assist with Foreign Worker Bonds and Performance Bonds?+
Yes. We can help prepare and submit requirements for consideration. Availability, limits, security and terms remain subject to the insurer’s underwriting assessment.
03Can several business risks be reviewed together?+
Yes. Looking across property, liability, people, vehicles, projects and contractual requirements can provide a clearer overall view, even when different policies are ultimately arranged.
04What should I do when an incident may lead to a claim?+
Contact us as soon as reasonably possible. We will help clarify the next steps, the information to preserve and the appropriate notification route. Final claim decisions are made under the applicable policy terms.
LET'S TALK